What can I expect?
A financial planning engagement begins with your call or email, and may extend from a single appointment to a lifetime relationship. It's your choice.

Getting started
An initial appointment - either by phone or in person - gives you an opportunity to find out more about us, and helps us evaluate your needs and expectations. We will explain the scope of our services and estimate the cost to you, based on your needs. Since we customize our approach to you, you control the timeframe, depth, and ultimately, the cost.

Moving forward
After deciding to work with us, we will ask you to fill out a confidential questionnaire defining your goals and attitudes, as well as outlining your current financial situation. In addition, we will ask you to provide us with current documentation such as: investment and bank statements, pay stubs, Social Security benefit statements, employee benefit and retirement plan descriptions, insurance summaries, recent income tax returns, and copies of your wills and trusts. We review your information and prepare a thorough analysis of your current financial condition, identifying both the strengths and opportunities.

Developing a strategy
After sharing our analysis and recommendations, we work together with you to develop a strategy that best meets your objectives. Then you may choose to implement your plan yourself, or choose to have us assist you with the implementation.

Tracking the plan
After implementing your decisions, we invite you to meet with us on an annual basis to assess the progress towards your goals, and to modify your plan as your circumstances change.
Whether your questions and issues are simple, complex, or somewhere in between, we can provide the guidance you seek.